Personal Car Financing
Tailored for you
Consumer Loan
Consumer Loan
Personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed interest rates mean you can budget with confidence.
Personalise your payments
Personalise your payments
A Consumer Loan is a fast and affordable way to purchase a new or used Volkswagen for personal use.
You can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle.
With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed rate means you can budget with confidence.
Novated Loan
Novated Loan
A Novated Lease is simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save your thousands compared to buying a vehicle after tax.
Finance Enquiry
Own your Volkswagen sooner
Own your Volkswagen sooner
A Novated Lease allows you to make the most of your salary package so you can own your new Volkswagen sooner.
It’s simply an agreement between you, your employer and Volkswagen Financial Services.
We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time.
It could save you thousands compared to buying a vehicle after tax.
Volkswagen
Volkswagen Choice consists of an option to return your vehicle to VFS at the end of the term and requires VFS to purchase the vehicle at an agreed price determined by VFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.